September Update
Safeguarding Your Cash Flow in an Evolving Market
Spring is here and as we navigate the last half of 2026, everyone is waiting to see what the RBA cash rate will be this afternoon. Other topics of conversation for the end of the month are AI-driven financial deception, the nationwide transition following credit card surcharge bans and the ever increasing fuel prices and what EV alternatives could offer.
Latest Cyber Security News
The Rise of Deepfake Invoicing and AI Fraud
AI-generated payment requests and voice-cloned authorisation calls targeting small business have increased dramatically across Australia. There's nothing new about scam emails and fake payment requests. We've all received them, but they are now more sophisticated than ever before.
Tips to minimise the risk: If in doubt, google search the business, call them back on a verified direct phone line, never click suspicious email links, hang up on phantom (silent) calls immediately to avoid being listed as a potential target and always check suspicious URL or email addresses before responding to them.
Payment Processing Changes
Adapting to the Surcharge Ban
The RBA has banned credit card surcharges starting 1st October. This restriction on merchant card surcharging will actively impact retail, trade, and commercial margins. The ACCC has allowed businesses affected by the surcharge ban to offer their customers a discount for payments in cash, which could see a shift back to cash payments for many small businesses. Alternative payment methods like automated PayID and EFT may also be a way forward for some businesses
Navigating Rising Fuel Costs
As we monitor market trends in September 2026, fuel prices continue to rise, impacting the operational bottom line for many Australian small businesses. Is this the new normal and if so, are EV's a better option?
Electric Vehicles: Are They Right for You?
Switching to electric vehicles (EVs) offers lower long-term maintenance savings and potential tax incentives, but infrastructure availability remains a key consideration for regional businesses.
Spring Support for Aussie SMEs
We know what it’s like running a small business first hand. For all your vehicle, machinery and equipment finance needs we're here to listen and to help.
We have access to over 50 lenders and have been specialising in equipment finance for 37 years.
Contact Nathan or Steve anytime to discuss all your vehicle and equipment finance needs.
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